Melissa is a very patient and meticulous advisor based on my experience. She has always listened to my concerns regarding on my current policies, policies where could potentially benefit me but most importantly, my current financial situation. From there, she always provided valuable advice whenever I ask her about plans that other people recommended me to get, or those that could stretch my coverage even wider. 

From her experience in the financial industry, her outlook on the products across different companies are very broad. In which after my reviews with her, she would take the time to find out my current / future needs and wants, and advice accordingly what would benefit me the most in terms of either cost savings or increase in coverage. I have learned that there are many more products out there with many the different types of wealth coverage and accumulation based on one's investment appetite and interest, and also it is possible to reduce one's premiums and still get more coverage. 

Using mine as an example, Melissa has helped me to reduce my annual premiums and yet was able to increase my coverage by nearly 3 times. Furthermore she is able to help me unlock additional funds from other plans after doing a detailed analysis. 

As such, I am very appreciative on her tremendous amount of help and assistance that she has provided for me to ensure that I am financially protected as well as giving me the confidence to rely on her advice to move forward with my wealth accumulation journey.

- Justin, Engineer